Fintech, EMIs and Payments

What we do for payment businesses

• PCI DSS scoping, gap assessment and remediation planning.
• Penetration testing of applications, APIs and infrastructure.
• Secure source code review of the payment application and its integrations.
• Security assurance supporting licence applications and regulatory submissions.
• IT general controls audit where a bank partner or regulator requires it.
• Virtual CISO for organisations that need accountable security leadership without a permanent hire.
• Third-party and cloud assurance, which is most of the estate for most fintechs.

The scaling problem

A fintech that built fast to reach product-market fit typically arrives at its first serious assurance engagement with a small engineering team, heavy cloud dependency, minimal formal documentation, and a licensing deadline. The instinct is to buy tooling. The more effective sequence is usually: define scope precisely, reduce it where legitimately possible, fix the identity and access foundations, then instrument monitoring.

We scope engagements to that reality rather than issuing a report that assumes a control function you do not have and cannot staff before the deadline.